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We work with the following lenders
Types of Different Business Loans in Singapore
SME Working Capital Loans
The SME Working Capital Loan is a government supported initiative for SME’s and other businesses in Singapore. Part of the Enterprise Financing Scheme, qualified SME’s can obtain up to S$1,000,000 (One Million) from April 2020. This is an increase over the previous loan quantum of up to S$300,000.
- Up to S$1,000,000
- Up to 5 years Tenure
- Monthly from $2399
Temporary Bridging Loan
The Temporary Bridging Loan is a financing product by the Singapore Government and administered by Enterprise Singapore for SME’s and Businesses in Singapore. This product is for businesses that have been registered in Singapore and are operating with at least 30% Singaporean or Permanent Resident shareholding.
The Temporary Bridging Loan can stretch up to 5 years. The interest rate is largely similar to the Working Capital Loan at 3%
- Up to S$1,000,000
- Up to 5 years Tenure
- Monthly from $2399
Business Term Loans
The Business Term loan is a financing program offered directly by Banks in Singapore. Seperate from Government initiatives such as the Working Capital Loan and Temporary Bridging Loan, the Business Term Loan is internal bank funds.
Business Term Loans can be used for business expansion, cashflow, payment for goods, purchase of goods from suppliers, financing daily operations or the growth of companies as well as other business expenses.
- Up to S$1,000,000
- Up to 5 years Tenure
- Monthly from $2399
Micro Loans
The SME Micro Loan is a financing scheme where the risk is shared between the Singapore Government and the respective issuing bank. Jointly administered by Enterprise Singapore and pariticipating banks, it is a smaller loan that enables businesses and SME’s to get a foothold and access unsecured SME Micro Loan for business development
- Up to S$1,000,000
- Up to 5 years Tenure
- Monthly from $2399
Why sets EQUITY apart?
We are an online businesses financing portal > Equity is a online business financing resource in Singapore. We provide free and easily accessible information on business loans in Singapore. We have extensive experience structuring both bespoke and turnkey financing solutions for both Singapore and companies overseas. Let us find you a financing solution quickly, easily and at a low cost.
Why get a Business Loan?
All busineses needs working capital to enable they day to day operations. If busineses do not have enough cashflow, it could mean a breakdown in operations, such as missing payroll and not paying suppliers or bills. Having the necessary cashflow enables you to carry out business operations smoothly and without interruption.
Equity Can help raise the cashflow needed by structuring a business loan for you. With our qualified specialists , the application is quick and simple and we do all the work between you and the banks. Upon an enquiry, we usually respond within 3-4 hours, so you can obtain financing quickly and easily.
What can a Business Loan be used for?
Business loans can be used to purchase stocks and goods for upcoming projects. For example, a construction company has just been awarded a project for a building and the firm now requires to purchase the necessary equipment and materials needed. In addition, manpower costs also have to be paid for.
With the assistance of a business loan, this construction company can now carry out the project while servicing a low monthly installment for the business loan. Once the project has been completed, the business can decide to pay off the loan.
Equity Can help apply for a business loan for you with all banks in Singapore. With our qualified specialists , the application is quick and simple and we do all the work between you and the banks. Upon an enquiry, we usually respond within 3-4 hours, so you can obtain financing quickly and easily.
What Is The Criteria To Apply For Business Loan In Singapore?
Business loans can be tricky, often than not, the business owner is an expert in all things related to his business. However, when it comes to financing, SME’s are unfamiliar navigating the different criteria and other requirements that the banks require.
Equity Can help cut through the red tape quickly and easily . With our experienced loan specialists , the application is quick and simple and we do all the work between you and the banks. Upon an enquiry, we usually respond within 3-4 hours, so you can obtain financing quickly and easily.
What is the best Bank To apply for a Business Loan?
There are many banks in Singapore offering business loans. In fact, each bank has their own set of different criteria for the same product. This sometimes can be confusing for business owners who already have to concentrate on their own business.
Equity can help apply for a business loan for you quickly and easily and directly with the banks. We are familiar with the criteria and can get you a loan seamlessly and without all the red tape so you can concentrate on growing your business
How It Works
- Make a Free Enquiry.
- An Equity financing specialist will reach out to you for some simple details.
- We work together with you for the documentation.
- You relax and we do the heavy lifting for you.
- We contact you when its approved for signing down the loan.
